Salient Features:

• Tenor: 3 months, 6 months, 1 year, 3 years & 5 years.
• Monthly profit recognition.
• Re-investment of monthly profit in the cumulative balance of deposits, by treating profit as Fresh Raas-ul-Maal (investment) by Rab ul Maal (Funds provider).
• Effective profit rate more than the nominal one.
• Providing “Monthly statement” of account to the trustees of PF/GF/PF holders to inform monthly movements of their funds.
• Free of cost “accidental and Natural demise Takaful coverage” to the members of respective fund.

Added Benefits in case of maintaining salary accounts:

• Free of cost “ATM Services” to the members of respective fund.
• Free of cost issuance of “Pay orders & Demand Drafts” to the members of respective fund.
• Free of cost “Online Banking Services” to the members of respective fund.